Walletifai-Smart Save To Spend

Walletifai Inc

In-app purchases

About this app

A smart finance app that predicts tomorrow’s expenses to offer the most useful tips today.



Walletifai is a 'Save Now, Buy Later' app that allows you to reach your savings goals faster, without accumulating debt. How?



To take care of the basics and help you keep your focus on the succeeding factors, Walletifai automates your save-to-spend goals and on top of that, it gives you only bite-sized, but goal-oriented tips to help you boost your saving and buy your wants and needs faster. Look out for the gamified rewards designed to make it fun and rewarding for you!



Besides that, Walletifai organizes your financial life by increasing visibility with a simple and easy-to-follow user interface. It predicts future expenses and automatically detects & tracks your bills and subscriptions. Walletifai is a personal finance well-being tool that is built to keep your focus on only the most important next steps.



Top features:


- Set automated savings goals and get tips on how to reach them faster.
- Automatic bill and subscription detection, payment tracking.
- Project future expenses based on your spending style.
- Non-Sufficient Fund alert helps you avoid overdraft fees.
- Proactive warnings to give you peace of mind and help you avoid going over your spending limit, missing a bill, or other negative results.



We use top security practices to keep your data safe.


Try our free financial health app today and make significant progress toward your goals!



Save without accumulating debt



We want you to shop with confidence and reach your goals swiftly. Save steadily by automating the process and boost your saving by discovering simple and temporary spending adjustments, because every dollar matters.



Set big or small goals like vacations, vehicle down payments, electronic devices, credit card debt payments, or anything you want! Walletifai will help you break them down into weekly or monthly steps and successfully achieve them.



Adjust spending before you go over budget



We predict your expenses in each income cycle, so that you can identify areas for improvement ahead of time. You can choose categories you would like to cut back on or spend less on and let us monitor them for you. It helps significantly in avoiding falling off track in your financial life.



With Walletifai, you can track and manage your money with full control. Get a holistic view of your budget, not just a list of transactions. You’ll see projections of expected future expenses and categories of spending.




Let us detect all your bills and subscriptions



Stay on top of all your recurring expenses, including bills and subscriptions. Walletifai helps you consolidate and understand all your bills and subscriptions by automatically detecting and predicting their due dates. The app will notify you of amount changes, upcoming due dates, missed payments, double charges, and more. It can even help you identify unnecessary or forgotten subscriptions.



Walletifai will show you how much, in total, you’re spending on bills and subscriptions in a period of time, helping you consolidate and plan ahead for any time frame.

Track your bill and subscription payment history all in one place. Get notified of any payment increases right when it happens.



Non-Sufficient Fund Alert



Walletifai’s Non-Sufficient Fund (NSF) alert, gives you a heads-up based on your spending to help you avoid paying expensive overdraft fees with the help of our intelligent overdraft prediction feature.



Security is our Top Priority



We are fully committed to keeping your data secure. We follow the standards and controls for mobile banking security and have taken the strictest security measures available in the financial industry.



For more information please visit:

Security: www.walletifai.com/security
Terms of service: https://walletifai.com/terms_of_service
Privacy policy: https://walletifai.com/privacypolicy

Ratings and reviews

With the free trial I checked out the premium features. Using the Savings Challenge makes is so easy to save, I don’t have to worry about putting the money aside when I get my paycheque which is a time saver for me. I also enjoyed creating goals for all the items in my shopping bucket list and plan and know when I’ll start saving for which item. Great app guys!

I'm stuck at the screen that displays after logging it ask the questions what can you help with most. I'm only able to choose the option for saving money however the continue button is unresponsive. Idk, not a good start I suppose but whatever let me know when you've got something to working with maybe I'll give it a try again

Unfortunately this app uses Plaid to link your bank accounts, and in my experience, Plaid has always been extremely buggy. This is no exception. I tried linking my Scotiabank account and everything was fine until it made me verify via a Scotiabank notification. Click accept on the notification, went back into Walletifai.... Just a white screen with a blank but blinking submit button. Tried to link my Tangerine account and it wouldn't pull transactions.

What's new

Enhancements:
- Disabled button on 'Select Country' page until fields are filled.
- Improved local notifications for non-linked bank accounts.
- Refined end date calculation for better accuracy.
Bug Fixes:
- Resolved Android build issue for increased stability.
- Fixed refresh issue on the savings goal page when navigating from the dashboard.
- Eliminated error message when the purchase process is canceled.